Clean Energy Credit Union is a federally chartered credit union, and its own materials describe member ownership through share accounts, one-member-one-vote board elections, no stockholders, and democratic governance. That places Clean Energy Credit Union high on Ownership: decisive control is held by workers, users, members, or another stakeholder class rather than outside capital. A still-higher or maximum value requires stronger proof that this structure is durable, broad, and not merely discretionary.

Clean Energy Credit Union states that members elect a volunteer board on a one-vote-per-member basis, giving depositors formal governance rights rather than stockholder control. That places Clean Energy Credit Union in the middle of Governance: there are accountability mechanisms, but they stop short of broad democratic control. The value stays below the top tier because the linked record does not show full democratic control, non-extractive lock-in, or complete stakeholder protection on this axis.

Clean Energy Credit Union states that deposits are used to fund clean-energy loans, and that its online-only model passes operational savings through to members through better rates and terms. That places Clean Energy Credit Union high on Extraction: surplus is structurally routed toward workers, producers, users, or public benefit instead of being primarily captured upward. A still-higher or maximum value requires stronger proof that this structure is durable, broad, and not merely discretionary.

Clean Energy Credit Union has cooperative governance and a mission-driven lending model, but the available record shows member control more clearly than worker control. That places Clean Energy Credit Union in the middle of Labor Sovereignty: workers or participants have some protection or agency, but not enough binding power to control the relationship. The value stays below the top tier because the linked record does not show full democratic control, non-extractive lock-in, or complete stakeholder protection on this axis.

Clean Energy Credit Union finances clean-energy products and says its mission is to make clean energy affordable and accessible, which extends practical benefit beyond ordinary wage employment. That places Clean Energy Credit Union high on Solidarity with the Unemployed: the institution materially supports people outside ordinary employment rather than treating exit as abandonment. A still-higher or maximum value requires stronger proof that this structure is durable, broad, and not merely discretionary.

Clean Energy Credit Union reports that every deposit is used to fund clean-energy projects, making the lending portfolio directly answerable to its stated environmental mission. That places Clean Energy Credit Union high on Loss-Bearing Fidelity: the institution is structured to absorb real costs rather than shifting losses onto weaker parties. A still-higher or maximum value requires stronger proof that this structure is durable, broad, and not merely discretionary.

Clean Energy Credit Union offers customized financing for solar, EVs, geothermal, efficiency, and green home improvements while stating that clean-energy loan terms are among the best available. That places Clean Energy Credit Union high on Market Conduct: pricing, access, switching, and bargaining practices show restraint compared with ordinary rent-seeking competitors. A still-higher or maximum value requires stronger proof that this structure is durable, broad, and not merely discretionary.

Clean Energy Credit Union defines clean-energy projects around renewable energy, efficiency, pollution reduction, greenhouse-gas reduction, and related public benefits. That places Clean Energy Credit Union high on Product Integrity: the core offering is genuinely useful and comparatively less dependent on traps, degradation, or harmful dependencies. A still-higher or maximum value requires stronger proof that this structure is durable, broad, and not merely discretionary.

Clean Energy Credit Union reports more than 14,000 clean-energy loans and over one million tons of CO2-equivalent offset, indicating scaled impact without abandoning its mission. That places Clean Energy Credit Union high on Scale Integrity: growth appears compatible with accountability, quality, and stakeholder benefit. A still-higher or maximum value requires stronger proof that this structure is durable, broad, and not merely discretionary.